GK on Pradhan Mantri Awas Yojana (PMAY)

Sure! Here are 20 General Knowledge (GK) questions and answers on Pradhan Mantri Awas Yojana (PMAY):

Basic Questions

1. When was the Pradhan Mantri Awas Yojana (PMAY) launched?

   • PMAY was launched in 2015.

2. What is the main objective of PMAY?

   • To provide affordable housing for all by 2022.

3. What are the two main categories of PMAY?

   • PMAY-Urban (PMAY-U) for cities and PMAY-Gramin (PMAY-G) for rural areas.

4. Which ministry oversees PMAY-Urban (PMAY-U)?

   • The Ministry of Housing and Urban Affairs (MoHUA).

5. Which ministry manages PMAY-Gramin (PMAY-G)?

   • The Ministry of Rural Development.

Financial Assistance & Subsidy

6. What is the name of the subsidy scheme under PMAY?

   • Credit Linked Subsidy Scheme (CLSS).

7. What is the maximum interest subsidy available under CLSS?

   • 6.5% on home loans.

8. Which income groups are eligible for PMAY benefits?

   • Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Groups (MIG-I & MIG-II).

9. What is the maximum subsidy amount a beneficiary can receive?

   • Up to ₹2.67 lakh.

10. How much financial aid is provided for house construction in rural areas?

• Up to ₹1.2 lakh in normal areas and ₹1.3 lakh in hilly/difficult areas.

Construction & Features

11. What is the minimum carpet area of a house under PMAY?

• 30 to 160 sq. meters, depending on the income category.

12. Does PMAY encourage women ownership?

• Yes, in some cases, it is mandatory for a woman to be a co-owner.

13. What kind of construction technology does PMAY promote?

• Eco-friendly and sustainable construction technologies.

14. What is the "Beneficiary-led Construction (BLC)" component?

• It allows individuals to build or enhance their own houses.

15. What is the role of public-private partnerships (PPP) in PMAY?

• PMAY-U involves private developers to increase affordable housing.

Implementation & Impact

16. Is Aadhaar required for PMAY benefits?

• Yes, Aadhaar is mandatory for beneficiary verification.

17. What type of houses does PMAY-Gramin aim to replace?

• Kutcha (temporary) houses with pucca (permanent) houses.

18. What is the government’s target under PMAY?

• To build affordable houses for all eligible families.

19. Approximately how many houses have been sanctioned under PMAY?

• Over 3 crore houses (as per recent reports).

20. What is the full form of PMAY?

• Pradhan Mantri Awas Yojana.

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